Coinfish Capital strategy & preparation
Before you talk to a bank, a CDFI, a private lender, or an investor, know what kind of money fits your business and show up prepared. I help you understand your options and prepare the materials. You lead every conversation and every decision; I don't find, introduce, or pitch to lenders or investors.
Capital Stack Planning
Understand how senior debt, SBA or CDFI loans, private credit, and equity typically fit together. We model what each layer might cost and what it does to your cash flow and debt-service coverage.
Debt vs. Equity Strategy
Leverage or dilution? We look at your stage, margins, and growth plan so you can weigh which type of capital may fit, and when. The decision is yours.
Pitch Decks & Financial Models
Review or build a clear deck and a three-statement model with scenarios. Numbers a credit officer or investor can follow and test.
Data Room Setup
An organized diligence folder and checklist (legal, financial, customer, operational), so diligence moves quickly.
Conversation Prep
Preparation and coaching for SBA, CDFI, bank, private credit, and equity conversations: likely questions, weak spots, and how to answer them.
Investor & Lender Readiness Review
An honest outside read, from someone who has sat on credit committees, on whether you're ready and what to fix first.
Pricing: quoted after assessment (flat project or hourly). Our fee never depends on whether or how much capital you obtain.
This is consulting, education, and preparation only. Coinfish Capital Advisors does not raise capital for clients, solicit or introduce investors for compensation, sell or offer securities, or accept success fees or a percentage of funds raised.
Important: Coinfish Capital Advisors is a consulting firm. We are not a lender, loan broker, or investment adviser, and we do not make, arrange, or guarantee loans or investments. Financing decisions are made solely by lenders and investors.